Lumpsum Calculator

Calculate the future value of a one-time investment with compound interest.

Investment Details

Results

Initial Investment

$10,000

Total Returns

$0

Final Amount

$10,000

Annual Growth

0%

Growth Chart

Year-wise Breakdown

Year Principal Interest Total

How Lumpsum Investment Works

A lumpsum investment is a one-time investment of a large amount of money. The future value of a lumpsum investment can be calculated using the compound interest formula:

FV = P × (1 + r/n)n×t

Where:

  • FV = Future Value
  • P = Principal (Initial Investment)
  • r = Annual Interest Rate (as a decimal)
  • n = Number of times interest is compounded per year
  • t = Time in years

The power of compound interest allows your investment to grow exponentially over time. The more frequently interest is compounded, the faster your money grows.